One AI across your whole firm.
RIAI reads your portfolio system, your CRM, your files, and your mail as one — and answers with a receipt on every number. On records your firm owns, under rules your firm can print.
Which households are outside their IPS bands, and when did we last talk to them about it?
103 of 126 answered — 23 need attention, listed with their last contact.
Worst drift first. Every row carries where the number came from and when it was true.
read: portfolio accounting, CRM · wrote: nothing
- Alvarez Family Trust+4.6%Portfolio accounting · as of 6:02 AMlast contact Mar 14
- Whitfield Rev Trust+3.9%Portfolio accounting · as of 6:02 AMlast contact Jan 30
- Kessler–Nguyen−3.4%Portfolio accounting · as of 6:02 AMlast contact Apr 22
- Ostrander Household+2.8%CRM · last note · as of yesterdaylast contact May 8
- Marchetti Household−2.6%Portfolio accounting · as of 6:02 AMlast contact Feb 11
RIAI on the demo book · Cascade Wealth Advisors, an invented firm
Your staff already uses AI. Your firm just can't see what it saw.
Someone at your firm pasted part of a client statement into ChatGPT this month. Not carelessness — the tool works, and nothing at the firm can see what left with the paste. Meanwhile every vendor you pay is bolting an assistant onto its own system, each one blind to the rest.
The exposure didn’t arrive with AI. Your client data has lived in six vendors’ systems for years. AI arriving inside every one of them at once is what made it visible.
of RIAs now use AI in some capacity — more than double the 2023 rate. About 1 in 10 have integrated it into the business.
Schwab Advisor Services, RIA & AI StudyOct 2025 · 533 advisorsEvery vendor's AI can see one system: its own. That is their business model, not a bug.
A vendor sells the same product to every firm it can reach, so its AI has to be generic — and it can only read the data that vendor holds. Ask it one question that crosses two systems and watch it answer a different question: the part it could see.
Your firm’s answer to almost any real question lives in more than one system. Today, the only thing that crosses them is a person — four logins, by hand, every time.
Run the test on your own stackWhich households are outside their IPS bands, and when did we last talk to them?
12 accounts show drift beyond target.
Last contact? Not in this system.
Which households are outside their IPS bands, and when did we last talk to them?
Here are the recent contact notes.
IPS bands? Not in this system.
Which households are outside their IPS bands, and when did we last talk to them?
3 documents mention “IPS.”
Which households? Not in this system.
One database your firm owns, consolidated from the systems you already run — with the AI on top of it.
The systems of record stay the systems of record. What changes is that your firm holds one complete copy of its own operating picture — in the Microsoft tenant your administrators already manage — organized so the firm can question it directly, without a vendor’s cooperation.
A firm holding its own consolidated data can replace any single system without losing its history. Your vendors won’t build that, because the difficulty of leaving is most of what keeps a customer in place. We will, because it’s the product.
What it reads, what it writes, what it refusesEvery answer arrives with its receipt.
Ask a raw model about one of your clients and it will guess, fluently — that is what an unmanaged model does with a question it has no data for. RIAI answers from your firm’s records instead, and every figure lands with its source system and its as-of date on the card.
A wrong number stops being an invention you have to catch. It becomes a line you can trace to the record it came from — before anyone signs it.
Total managed · Alvarez Family Trust
$1,284,900
Show me Marcus’s client list
Outside your book. This request was stopped by scope — not by a prompt.
scope = advisor.book
“We told the AI not to” is a request. Here, a rule is a setting — and a setting can be printed.
Who sees what is written into the request that goes to the database, not into a polite instruction the model usually obeys. A household outside your book is never fetched, so no phrasing reaches it. Licensed work — moving money, placing trades, advice of record — is refused outright, with no setting to loosen.
A record that can be added to and never edited — and a policy that prints from the live configuration.
Every act and every refusal lands on one append-only record — what the AI did, and what the firm changed about the AI. An examiner handed it can reconstruct what happened, in what order, under which settings at the time. Your compliance consultant gets both documents below before he asks.
The Record · append-only
Every act, written down. Nothing edits history.
- 09:14:07read:householdsadvisor2
- 09:14:09read:crm_notesadvisor2
- 09:16:22draft:client_emailadvisor2→ approval
- 09:18:03approve:client_emailm.whitfieldsigned
It starts with an evaluation that is allowed to say no.
- 01A conversationAbout half an hour, about your firm. Nothing is quoted, scheduled, or signed in it.
- 02A letterThe scope and the price, in writing, before anything begins. Every figure you ever owe us exists on paper first.
- 03The evaluationFixed scope, fixed fee, and a written report your firm keeps either way — including one that says you're not ready.
Three people, and the working RIA it was built inside.
Small on purpose. No sales team, no SDR sequence, no funnel. If the fit isn’t there, the first conversation is where it ends — and “not ready” is one of the evaluation’s written answers.
About the companyRIAI wasn’t designed at a software company and shopped to advisors. It was built inside an independent RIA, on that firm’s real operations, and it runs there in production today.
The firm that buys is the only party that pays us — no vendor, custodian, or product manufacturer pays anything. And the person who answers your email is one of the three who built it.
How we're paid, in writingon the About pageNow watch it answer for a firm like yours.
A live install on an invented firm. Ask it anything, watch the receipts land, then try to make it cross a line.
Ask us about your firmhello@riaintelligence.ai